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Subject to status | UK residents only | Minimum age 18+ | Minimum and maximum spend applies

This is an unregulated credit product which means you will not be offered the protections of the regulatory system as regulated by the Financial Conduct Authority, including the right to take a complaint to the Financial Ombudsman Service. Failure to maintain payments may mean you incur charges, repay more than borrowed and make future borrowing more difficult.

V12 Retail Finance Limited act as a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the amount of credit taken out. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority for regulated credit products. Registration number: 679653. Not all products or services offered by V12 Retail Finance Limited are regulated and therefore do not offer the protections of the regulatory system. The product referred to in this financial promotion is not regulated. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.

Retail Finance Examples

In this example, we'll look at ordering a typical full suspension frame & shock which has a retail price of £1799, placing a 10% deposit and spreading payment over 10 months. If you'd like to explore the various options in more detail, you can access the online calculator here.

Cash price: £1799
Amount of deposit: £179.90
Total amount of credit: £1619.10
Loan term: 10 months
Annual rate of interest (fixed): 0%
Monthly repayment: £161.91
Representative APR%: 0%
Total cost of credit: £0.00
Total amount payable: £1799

 

In this different example, we'll look at ordering a works level bike which has a retail price of £4999, placing a 50% deposit and spreading payment over 12 months. If you'd like to explore the various options in more detail, you can access the online calculator here.

Cash price: £4999
Amount of deposit: £2499
Total amount of credit: £2500
Loan term: 12 months
Annual rate of interest (fixed): 0%
Monthly repayment: £208.34
Representative APR%: 0%
Total cost of credit: £0.00
Total amount payable: £4999

V12 Retail Finance FAQs

Contact Us If you have any more questions

V12 Retail Finance can be a convenient way to pay for a new bike or frame, but it is important to make sure you have the right finance option for your circumstances. Contact us if you have any further questions.